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Car Insurance

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How to Get Car Insurance
Car Insurance·3 min read

How to Get Car Insurance

You can get car insurance by shopping online, contacting companies directly or working with an agent or broker. There’s no shortage of ways to purchase car insurance. You can buy it online, call, or even find a local agent and apply in person. The way you choose to get car insurance depends on your specific insurance needs and the time you want to spend shopping for coverage. No matter which method you pick, the process of getting car insurance comes down to these five steps:

How Much Is Car Insurance?
Finance·3 min read

How Much Is Car Insurance?

The current U.S. average cost of car insurance is $2,242 per year for full coverage and $1,183 per year for liability-only coverage, according to Insurify data. In 2025, car insurance rates fell in 39 states, according to the American Driver report. Eight states saw rate decreases of 15% or more. The average cost of car insurance in your state depends on multiple factors, including traffic congestion, population density, accident rates, theft rates, and more.